SME Loan
SME Loan is a business loan introduced to fulfill the financial needs for small and medium enterprise owners formally registered as SMEs in Cambodia as defined and categorize in the Sub-Decree No.124 orNKr.BK on Tax incentive for Small and Medium sized enterprise in Priority sectors. SME Loan from CAMMA offers large loan amount, special interest rate, and no loan fee.
Product Features
Loan purpose
- Expand business operation
- Purchase fixed assets
- Increase working capital
- Investment capital
- Fund for long term business plan.
| Currency | KHR | USD |
| Loan amount | 100 million – 2,000 million | 25,000 – 500,000 |
| Loan term | Up to 84 months | |
| Repayment Modes | Only interest repayment for the first 12 months, then annuity or declining repayment until the end of loan cycle |
|
| Interest rate | 6.5% – 7.5% p.a. | |
Fee
- No loan fee and processing fee.
Requirements
- Be a majority aged 18 to 65 years old
- Have property as collateral (hypotheque)
- Business income and expense documents
- Official documents: identification card, family book, residence book, or valid copy of official documents
- Be a permanent resident within CAMMA’s operational areas.
How to apply
- Talk to CAMMA staff in your area or visit your nearest CAMMA branch
- Call our customer service: 017 907 555 / 098 907 555 or visit this link to apply for a loan without visiting our office.
Note
Terms and conditions are subject to change by CAMMA without prior notice to customers. For more information, please visit your nearest CAMMA branch or call our customer service: 017 907 555 / 098 907 555.
